Crash MoneyAnalytics

Legal

Risk Disclosures

Last updated: July 11, 2026

Read this page before subscribing and before acting on anything Crash Money Analytics LLC ("CMA") publishes. It is written to be understood, not skimmed.

1. Risk of Loss

Trading futures, foreign exchange (forex), and options involves substantial risk of loss and is not suitable for all investors. You should carefully consider whether trading is appropriate for you in light of your experience, objectives, financial resources, and other circumstances. Only risk capital — money you can afford to lose entirely without changing your life — should be used for trading.

  • Futures are leveraged instruments. A small adverse market move can produce losses substantially greater than your initial margin deposit, and you can lose more than your entire investment.
  • Off-exchange retail forex carries high leverage, counterparty risk, and rapid price movement. Losses can exceed deposits. The high degree of leverage can work against you as well as for you.
  • Options can expire worthless; buyers can lose the entire premium, and sellers of options can face losses far exceeding the premium received, up to unlimited losses on certain uncovered positions.
  • Markets can gap, halt, or become illiquid; stop orders do not guarantee your exit price. Signal delivery can be delayed or interrupted. Slippage, commissions, and financing costs reduce results.

Past performance, whether actual or indicated by historical or simulated results, is not indicative of future results. No representation is being made that any subscriber will or is likely to achieve results similar to anything published by CMA.

2. Hypothetical and Simulated Performance (CFTC Rule 4.41)

Some content published by CMA — including paper-traded strategies in incubation and backtests — reflects simulated or hypothetical performance, and is always labeled as such. The following disclaimer, required by CFTC Rule 4.41, applies to all simulated or hypothetical performance results anywhere on this site or in our publications:

CFTC Rule 4.41 — Hypothetical Performance Disclaimer

Hypothetical or simulated performance results have certain inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not actually been executed, the results may have under-or-over compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profit or losses similar to those shown.

Hypothetical performance results have many inherent limitations, some of which are described below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results.

3. We Trade the Same Signals Ourselves

CMA and its principals trade the signals the service publishes, with our own capital, in our own brokerage accounts, at or about the same time the signals are published to subscribers. This is deliberate — we believe a publisher should eat its own cooking — but it is also a conflict of interest you should understand:

  • We hold positions in the instruments our signals reference, and our orders may be filled before, at, or after yours, at different prices.
  • Our results will differ from yours due to account size, timing, fills, fees, and the trades you choose to take or skip.
  • We may exit or adjust our own positions according to our risk systems; published signals include their own stop and target levels, and we do not owe subscribers notice of our own account activity beyond the published feed.

4. Not Registered — and Why That Is Lawful

Crash Money Analytics LLC is not registered as an investment adviser under the Investment Advisers Act of 1940 or any state law, and is not registered as a commodity trading advisor (CTA) with the Commodity Futures Trading Commission, and is not a member of the National Futures Association. This is not an oversight; the service is built to fit two long-standing exemptions for publishers:

  • The publisher's exclusion (securities). In Lowe v. SEC, 472 U.S. 181 (1985), the U.S. Supreme Court held that publishers of bona fide, impersonal publications of general and regular circulation are excluded from the definition of "investment adviser." Our publication is impersonal (identical content to every subscriber, no individualized advice), bona fide (a genuine, ongoing publication rather than a promotional scheme), and of general and regular circulation (published on a regular schedule to anyone who subscribes, including a free tier).
  • CFTC Rule 4.14(a)(9) (futures and forex). A person who provides standardized commodity trading advice — through publications, websites, or non-customized software — is exempt from CTA registration if it (1) does not direct client accounts, and (2) does not provide commodity trading advice tailored to any client's particular account. We satisfy both conditions and operate under this self-executing exemption.

To stay inside those lines, CMA will never:

  • give advice tailored to your individual situation, account, or position sizing;
  • execute trades for you, hold your funds, or accept your brokerage credentials;
  • charge performance fees or share in your trading profits;
  • give any subscriber different or earlier content than any other subscriber of the same tier;
  • help you open a brokerage account or receive broker compensation for directing you to one.

If you want personalized advice, consult a registered investment adviser, CTA, or other licensed professional. Nothing CMA publishes is a substitute for that.

5. No Offer or Solicitation

Nothing published by CMA is an offer to sell or a solicitation of an offer to buy any security, futures contract, option, or other instrument, in any jurisdiction where such an offer would be unlawful. The service may not be available in all jurisdictions; you are responsible for compliance with your local law.

6. Track-Record Integrity

On our track-record page and everywhere else: live results (actual funded accounts) and simulated results (paper or backtest) are always labeled and never blended. Live figures are published from the operation's own settlement records, net of costs, including losing periods. Simulated figures always carry the Rule 4.41 disclaimer above. We publish no performance figure we cannot trace to a ledger.

7. Automation Is Yours, Not Ours

Some tiers document a machine-readable signal format so that subscribers who choose to can connect the published feed to their own third-party automation tools and their own brokers. Any such connection is configured, operated, and controlled entirely by you. CMA has no access to your accounts, sets no order parameters on your behalf, and receives no compensation from any automation vendor or broker. Automated execution compounds normal trading risk with software and connectivity risk — misconfiguration can produce unintended orders. If you automate, you are the operator.

8. Desk Setup Is a Standardized Technical Service

The one-time Desk Setup service ($499 flat) helps a subscriber wire the published feed into the subscriber's own automation tool. Its boundaries are strict and identical for every client:

  • It follows a publicly published runbook, step for step, with no per-client variation — including sizing, where only two fixed published presets (Conservative / Standard) exist, offered identically to all subscribers.
  • The client generates and enters their own broker API keys into their own tool; CMA never sees, stores, transmits, or holds keys or credentials, and never gains access to the client's brokerage account.
  • It requires the client's pre-existing, already-funded brokerage account. CMA does not assist with opening or funding broker accounts and receives no broker or vendor compensation.
  • No execution, no discretion, no monitoring duty: after the session, operating and supervising the automation — including the kill-switch — is entirely the client's responsibility.
  • The fee is flat and never contingent on trading results, and no personalized advice is given during the session. Each client accepts the Desk Setup Acknowledgment before the session begins.

9. Questions

Contact legal@crashmoneyanalytics.io. See also the Terms of Service and Privacy Policy.

Trading futures, forex, and options involves substantial risk of loss and is not suitable for all investors. Nothing here is personalized investment advice.